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Don’t Stop Thinkin’ About Tomorrow

Retiring Boomers must plan for a life, not just a 401K

Evidently, boomers aren’t giving enough thought to how they want to live their lives if and when they’re no longer working full time.

We all remember stories from our parents’ generation. The stay-at-home wife made her peace with the idea of her husband being “under her feet” (that’s the expression my grandmother used) all day, well before her man got the gold watch and the glass of punch.

But then, way too often, the retiring man would spend his last day at the office, wake up the next morning, and not have a single idea of what he might want to do with his time. Or maybe he’d decided that a life of golf would suit him, and found out within a couple of weeks that he needed something…else. Something…more.

Sometimes, these gentlemen would find their minds and bodies in a rather rapid decline, if they didn’t find worthy and fulfilling occupations. Now it’s the Boomers’ turn.

ABCNews is reporting that unless our generation of retirees has interests in place, depression can easily set in. And in the absence of the social network provided by work mates, we’d better have some great friends.

Social worker Sherry Parrish says:

People who stop working tend to lose that sense of being part of a team. For example, if you don’t show up for work, someone calls looking for you. But when you’re retired, nobody comes looking for you if you stay in bed all day. So whether you volunteer, get a part time job, or you work in your garden — it doesn’t matter what you do, it’s just important that you do something.

So. Maybe you’ve got a so-called retirement plan in place. But if it’s just about the money, it’s not gonna’ cut it. Do you have a plan for your time and for your mind? Do you have friends and interests and maybe even a cause?

Something to think about, eh?


Posted by Katy on 06/17/08}
in Personal FinanceRetirement

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Are You a Late Boomer?

If looming retirement is catching you off-guard between an aging parent and a revolving-door kid, you might be. If you've delayed travel only to discover they've changed the names of all the countries, you are. And if you're a member of the Baby Boomer Generation who's ready to give back but you've forgotten where you put it, stay tuned. From healthcare to personal finance, from career changes to volunteerism, it's time to boom where you are planted.